If you’re ready to become a homeowner, it’s a good idea to create a checklist for buying a house. It can be especially beneficial to make a list of what to do once you find your dream home.
While the house hunting might be over, the next stage of your home buying process has just begun. Here is a simple checklist to help you stay organized when buying a home:
A professional home inspection will alert you to any major problems or maintenance issues the house might have. During the home inspection, the inspector will examine the property from top to bottom and make note of issues. You can use this report to negotiate with the seller if necessary.
Most mortgage lenders will require you to get homeowners insurance before closing on a home. Luckily, many insurance providers offer multiple types of insurance. You may be able to get a policy from a provider you already work with.
Home appraisals are another step in the process arranged by your mortgage lender. A home appraisal will determine the property value based on a careful evaluation of the home’s conditions and features. Your real estate agent might be able to coordinate the appraisal for you.
You’ll get a final chance to visit and inspect the property in person before closing. This allows you to confirm everything is up to standards agreed upon in your contract. It’s a good idea to test things like light switches, doors and faucets just in case.
Once the big day arrives, you’ll need to have several things with you to ensure a smooth closing process. For example, make sure you have photo identification for everybody listed on the loan, a cashier’s check for final closing costs, proof of insurance and official closing documentation. You should also have your real estate agent or real estate lawyer present to represent you.
Finding the perfect home can feel like a dream come true. However, it’s important to stay organized to prevent possible logistical nightmares. Keep these steps in mind for completing your home buying process as smoothly as possible.
“I sell your home like it's mine”
A licensed real estate salesperson since 2016, Rob is affiliated with the Briarcliff Manor office of Corcoran Legends Realty. He serves buyers, sellers, renters, in Westchester, Rockland, and Putnam counties. Rob, a native of New York and Westchester County for most of his life, brings an extensive local knowledge of both residential and commercial properties to the table. His experience includes a wide range of property types – single-family, multi-family, condos and mixed use. “Hard to sell” properties is where Rob really excels. “There’s no problem that cannot be solved.”
Rob is certified for many different disciplines in real estate. Cartus Relocation Network Agent, AARP Agent, National Tenants Network (NTN) Agent, Green certified and Pricing Strategies Master. In addition, Rob has completed the Leader’s Edge Advanced training to better serve his clients. Rob has been both associate of the month and top closed dollar agent.
When you work with Rob, you get the feeling you’re his only client. Numbers don’t count, you do. Clients always come first. Each transaction is handled as if it were his own home. Rob strives to make the process as seamless as possible and takes care of all the details, no matter how small. His clients rave about his above-and-beyond service and prompt informative communication. Rob is easy going, friendly, and patient. However he can be a determined and aggressive negotiator when the need arises.
When not out actively working on behalf of his clients, Rob spends time with his wife and two teenage daughters. A devoted supporter of community he sits on several local boards and volunteers for numerous locale nonprofit organizations. He enjoys cycling, hiking, kayaking and winter skiing.
“May your price be right, and your sale be swift!”